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Once you have narrowed down your options, you should compare the cards on the basis of annual fee, cashback rate, bonus categories, etc. However, if you wish to be rewarded for fuel expenses, their Super Value Titanium Credit Card would be better. For example, if you plan to use the card mainly for groceries, the Standard Chartered Manhattan Platinum Credit Card would be good for you. Since credit card benefits are usually inclined towards one or two specific categories, understanding your need is very important while choosing any type of card. The choice of best credit card for cashback depends on how you plan to use the card.
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How to choose the right cashback credit card? You can read our reviews of the listed cards to get an unbiased opinion on each of them. Most of the cards in our list are from ‘low to moderate’ fee range and thus suited to the needs of many. We have also covered different spending categories from supermarket spends, fuel and groceries to those with comprehensive cashback benefits across multiple categories. The main criterion for us has been the value back that each of these cards offer. How we picked these cashback credit cards? Read our review of HDFC Millennia Credit Card Spin the wheel of fortune to try your luck and get more rewards. Participate in weekly and monthly contests to win exciting prizes and rewards.
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Claim vouchers from leading online and offline stores for almost free. So, this card will be the perfect choice for those who usually make high-spending on the card. Just Register on Granny Rewards app and start shopping on your favorite stores to receive cashback. For example, on making a transaction worth a minimum of Rs.2000, you will get 5% cashback on Amazon and Flipkart. The only drawback of this card is that cashback is offered only if you exceed a pre-set transaction amount on that particular category. IndusInd Bank Pioneer Legacy Credit Card.
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Many benefits are available using these credit cards mainly in the form of cashback and Axis points which can be redeemed.
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And also earn up to 50 cashback on movie ticket spending. At an annual fee of Rs.1000, the multi-faceted features that this card offers is a pretty good deal for cashback & discount seekers. You get 100 welcome points on the first transaction.
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You will even get cashback on EMIs and wallet loading with this card, which is not so common among cashback credit cards. And if you make travel bookings or purchases via HDFC SmartBuy or PayZapp, you will get 5% cashback. You will get 5% cashback on popular websites like Amazon and Flipkart. HDFC Millenia is one of the credit cards that offer lucrative cashback on not just one, but multiple categories say online shopping, travel, wallet loading, and other offline transactions.